Skip to main content
Updating results

Lender

Q: We live in a west coast Florida beach town. We applied for a cash out refinance in June 2021, so that we could consolidate our finances and pay off our mortgage on a long-held home in the north.

  • Updated

Q: I sold a house and paid off my mortgage. I received a satisfaction letter but no return of my original note from my big box servicer lender. I called several weeks later to request the return of the promissory note and was informed it is not their policy to return notes. How can I get my note back from these thieves?

  • Updated

This one cuts to the heart of what lenders really want to know: “Are you going to pay your bills?” says Francis Creighton, president and CEO o…

  • Updated

These are the two worst items you can have on your credit history — and both will give future lenders pause, says Griffin.

  • Updated

“Cash advances, in many cases, indicate desperation,” Ulzheimer says. “You’re generally borrowing from Peter to pay Paul.”

  • Updated

This one won’t so much scare lenders as cause them to take a second look at what’s going on in your financial life, says Griffin.

  • Updated

A bad credit score can make it difficult for you to qualify for a loan. If your score is too low, this increases the chances of having your loan denied. And even if a lender approves your loan, you will likely be charged a higher interest rate. Since lenders often use different credit scoring models […]

  • Updated

Most people think of a personal loan as a short-term financing method with terms typically ranging from two to seven years. Borrowers use these versatile loans to fund home remodels, pay for medical expenses or even to consolidate credit card debt. But did you know that long-term personal loans also exist? Here’s what you should […]

  • Updated

Point-of-sale (POS) financing is a convenient lending option that lets consumers make purchases with incremental payments. Retailers partner with third-party lenders—like financial technology companies Affirm, Afterpay and Klarna—and then integrate those lending services into the checkout process. POS financing typically has less stringent eligibility requirements than traditional financing, and many lenders offer a 0% annual […]

  • Updated

Understanding what happens to your debt when you die is an important part of estate planning—and you don’t have to be rich to have an estate. Everything you own and owe makes up your estate. For many people, that includes a house with a mortgage. The median housing-related debt of a 65- to 74-year-old borrower […]

  • Updated

As a borrower, waiting for closing can feel like agony—especially if you’re trying to close on a house and you’re ready to move, or if you urgently need the savings a refinance will give you. Throughout most of the closing process, you’re waiting on other people, and you often don’t know how far along they […]

  • Updated

If you’re tired of paying more in rent than you would on a mortgage for a modestly priced home, it might be time to look into a small-dollar mortgage. You may have to shop around to find a lender that offers small-dollar mortgages, but some partner with nonprofits or create their own loan programs to […]

Get up-to-the-minute news sent straight to your device.

Topics

Breaking News

News Alert